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Some expenses you plan for. Others just… show up. The key isn’t predicting everything, it’s being ready for anything as you head into the rest of the year.

A Hybrid Home Equity Line of Credit (HELOC) from CEFCU gives you that edge. Lock in a fixed rate on a portion of your line to keep your payment just that... fixed.*

Built for Real Life

Use the Hybrid HELOC how — and when — you need it:

  • Tap into funds for fall and winter home projects or repairs.
  • Use it to consolidate higher-interest debt.
  • Handle the “what-ifs” without the stress, and more!

Why choose a CEFCU Hybrid HELOC?

  • It has flexible access — advance only what you need, when you need it.
  • Use it to cover home upgrades or for a dream vacation, and more! Your Hybrid HELOC is designed to fit your goals.

Plus, drawing funds is easy. Just transfer from your Hybrid HELOC into your CEFCU account of choice. Or use your Hybrid HELOC checks to pay expenses.

Learn more at cefcu.com/equity. Need additional assistance? Contact us at 1.800.858.3400 to have one of our experienced Service reps assist you. Or stop by your nearest Member Center. Put your equity to work today!

*See CEFCU's fixed interest rate term loan options for more details.