Considering a side job to bring in extra cash, chip away at debt, or steady the budget? Keep in mind: Scammers are clocking in, too.
One of their favorite tricks? Fake job offers.
According to the Federal Trade Commission (FTC), scammers may reach out by text, email, or social media with an “easy” opportunity: package reshipping, simple online tasks, or remote assistant work. The pitch usually includes flexible hours and impressive pay.
Here’s the catch: there is no job. They’re after your financial account details to siphon money, or Social Security number to steal your identity.
Warning signs to watch for:
- Huge pay for barely any work. If it sounds effortless and high-paying, it’s likely neither.
- High-pressure tactics. “Act now or miss out” is a red flag. Real employers give you time to decide.
- Upfront costs. Any job that asks you to pay for training, equipment, or processing fees isn’t legitimate. Be especially cautious of requests for your online banking credentials to send you funds or large checks that require you to send excess funds back before the check bounces.
Before accepting an unexpected offer:
- Look them up. Search the company name alongside words like “reviews,” “complaints,” or “scam.”
- Verify with others. Speak with current or former workers about their actual experience and earnings.
- Pause and ask. Get a trusted friend or family member’s opinion before moving forward.
To learn more, visit ftc.gov/jobscams. If you spot a scam, tell the FTC at ReportFraud.ftc.gov. To learn more about other types of scams, visit cefcu.com/security.
