2025 Extraordinary Dividend

At CEFCU, everything begins with you — the member/owners. Your trust and loyalty fuel our strength and growth, and we're excited to celebrate that with something extraordinary.

We’re thrilled to share that CEFCU's volunteer Board of Directors has approved a $55 Million Extraordinary Dividend^* — matching last year's record as the largest Extraordinary Dividend in CEFCU's history! The dividend is distributed in December and shared with borrowers, savers, and members who use their CEFCU Debit Mastercard^®. 

This Extraordinary Dividend is more than just a payout. While not guaranteed every year, it's a powerful example of what makes CEFCU different: when members come together, we all succeed.

Every loan, every deposit, and every service you use makes CEFCU stronger. And as we grow, we return that success to you — with real money you can put toward paying bills, building savings, or reaching your personal goals.

Being a member at CEFCU is more than banking. It’s being part of a cooperative where families, neighbors, and futures thrive together. The Extraordinary Dividend is just one of the ways we demonstrate the difference of choosing CEFCU. 

CEFCU is proud to stand with you in building financial strength, and we look forward to continuing to return value to members in the years ahead.

For more information on the 2025 Extraordinary Dividend, please visit cefcu.com/dividend.

*Extraordinary Dividend is split between savers, borrowers, and Debit Card users. $52.25 million returned is shared equally between savers and borrowers, calculated based on interest paid/earned for Jan-Nov 2025. $2.75 million returned is shared between Debit Card users, calculated based on Debit Card transaction net spend (less returns) for Jan. 1, 2025-Oct. 31, 2025, with reward calculated up to a maximum of $4,425 total Debit Card spend.