A $55 million Extraordinary Dividend was approved by CEFCU’s Board of Directors and distributed to the Credit Union’s member/owners, matching last year’s record as the largest Extraordinary Dividend in CEFCU’s history. The amount returned to members in good standing is divided between savers and borrowers, with a portion also being returned to Debit Card users. On December 2, funds were deposited to members’ Savings accounts.
Over the last 25 years, CEFCU has returned nearly $600 million dollars in Extraordinary Dividends to members. CEFCU Board Chair, Joe Needham, stated,
“The CEFCU Board of Directors is pleased to approve this year’s Extraordinary Dividend — a reflection of how CEFCU provides meaningful value to member/owners every day.”
Matt Mamer, CEFCU President/CEO, added,
"Credit Unions exist for members, not for profit. That structure allows us to return profits to member/owners. Thank you to members for your continued support of YOUR Credit Union, and to the CEFCU team for your continued dedication to serving members and helping them reach their financial goals!”
Members can learn more about this year’s Extraordinary Dividend at cefcu.com/dividend.
*Extraordinary Dividend is split between savers, borrowers, and Debit Card users. $52.25 million returned is shared equally between savers and borrowers, calculated based on interest paid/earned for Jan-Nov 2025. $2.75 million returned is shared between Debit Card users, calculated based on Debit Card transaction net spend (less returns) for Jan. 1, 2025-Oct. 31, 2025, with reward calculated up to a maximum of $4,425 total Debit Card spend.
